How to Save on San Francisco Audi TT RS Insurance

Do you want more affordable Audi TT RS insurance in San Francisco? Nobody that owns a car likes having to buy insurance, especially when they know they could find better rates elsewhere.

Insurance for Audi TT RSUnbelievably, the vast majority of drivers have purchased from the same company for a minimum of four years, and approximately 40% of consumers have never even shopped around for lower-cost coverage. Many consumers in San Francisco could save $500 a year just by shopping around, but they just don’t understand how easy it is to shop around.

Steps to finding better rates for Audi TT RS insurance in San Francisco

Truthfully, the best way to find cheaper prices for auto insurance rates in San Francisco is to compare prices annually from providers who provide auto insurance in California. Rate comparisons can be done by completing these steps.

  1. It will benefit you to learn about what coverages are included in your policy and the things you can change to prevent expensive coverage. Many rating factors that result in higher rates such as distracted driving and a low credit rating can be eliminated by making minor changes to your lifestyle. Keep reading for instructions to get lower rates and find overlooked discounts.
  2. Get rate quotes from exclusive agents, independent agents, and direct providers. Exclusive agents and direct companies can only quote rates from a single company like Progressive or State Farm, while independent agents can provide prices from multiple sources.
  3. Compare the new rates to the premium of your current policy to see if cheaper TT RS coverage is available in San Francisco. If you find a better price, make sure coverage does not lapse between policies.
  4. Provide written notification to your current company of your decision to cancel your current auto insurance policy. Submit a completed application and payment to the new insurer. As soon as you can, keep the new certificate verifying proof of insurance in your vehicle’s glove compartment or console.

The key thing to know about shopping around is to make sure you’re comparing the same deductibles and limits on every price quote and and to compare every insurance company. This helps ensure a fair rate comparison and maximum price selection.

Numerous insurers battle to insure your vehicles, so it’s not easy to compare every provider to find the absolute lowest rate possible on Audi TT RS insurance in San Francisco.

When price shopping your coverage, comparing more prices will improve the odds of getting a better price.

The companies shown below provide price comparisons in California. If the list has multiple companies, we suggest you visit several of them in order to get a fair rate comparison.

Get cheaper Audi TT RS insurance in San Francisco with discounts

Insuring your fleet can be pricey, but there could be significant discounts that many people don’t even know exist. Certain discounts will be triggered automatically at the time you complete a quote, but once in a while a discount must be asked about prior to getting the savings.Discount insurance

You should keep in mind that many deductions do not apply to the entire policy premium. The majority will only reduce individual premiums such as liability, collision or medical payments. Even though it appears it’s possible to get free car insurance, insurance companies wouldn’t stay in business. Any amount of discount will positively reduce the amount you pay for coverage.

To find insurance companies who offer discounts in California, click here to view.

Why you need insurance for your TT RS

Despite the high cost of buying insurance for a Audi TT RS in San Francisco, paying for auto insurance is required in California but also provides important benefits.

First, just about all states have mandatory liability insurance requirements which means it is punishable by state law to not carry specific minimum amounts of liability in order to drive the car legally. In California these limits are 15/30/5 which means you must have $15,000 of bodily injury coverage per person, $30,000 of bodily injury coverage per accident, and $5,000 of property damage coverage.

Second, if you bought your Audi TT RS with a loan, it’s most likely the lender will require you to have physical damage coverage to ensure the loan is repaid in case of a total loss. If you do not pay your insurance premiums, the bank will be required to insure your Audi at a more expensive rate and require you to reimburse them much more than you were paying before.

Third, auto insurance protects both your car and your personal assets. It will also pay for most medical and hospital costs that are the result of an accident. Liability insurance will also pay for a defense attorney in the event you are sued. If you receive damage to your vehicle caused by a storm or accident, collision and comprehensive (also known as other-than-collision) coverage will cover the repair costs.

The benefits of carrying adequate insurance definitely exceed the cost, particularly if you ever have a claim. According to a survey of 1,000 drivers, the average driver is wasting up to $850 per year so it’s recommended you shop around at least once a year to save money.

Compare prices but buy from a local San Francisco insurance agency

A small number of people still prefer to get professional advice from a licensed agent and often times that is recommended One of the best bonuses of comparing auto insurance online is you may find the best rates and still have an agent to talk to.

Find insurance agent in San FranciscoOnce you complete this quick form, the quote information gets sent to local insurance agents who can give free rate quotes for your business. It simplifies rate comparisons since you won’t have to do any legwork since rate quotes are delivered straight to your inbox. You can find better rates and a licensed agent to work with. If you have a need to get a rate quote from a specific insurance company, you can always navigate to their website and give them your coverage information.

Finding the right provider should include more criteria than just a cheap price quote. Some important questions to ask are:

Independent or Exclusive: It’s your choice

If you would like to find a local San Francisco insurance agency, it can be helpful to understand the different types of agents that you can choose from. Agencies in San Francisco can be categorized as either independent (non-exclusive) or exclusive.

Exclusive Agents

Exclusive agencies can only place business with one company and some examples include Farmers Insurance or State Farm. Exclusive agents are unable to provide other company’s prices so always compare other rates. These agents are trained well on their products and sales techniques which helps overcome the inability to quote other rates.

Listed below is a list of exclusive insurance agencies in San Francisco who may provide you with rate quotes.


1820 Van Ness AveSan Francisco, CA 94109(415) 776-2190View Map


1643 Noriega StSan Francisco, CA 94122(415) 564-0333View Map


756 Sacramento StSan Francisco, CA 94108(415) 956-4888View Map

View more San Francisco agents

Independent Agents (or Brokers)

These type of agents are not restricted to one company and that gives them the ability to insure with an assortment of companies and find you the best rates. To transfer your coverage to a different company, your agent can just switch to a different company which makes it simple for you. If you need lower rates, we recommend you include price quotes from at least one independent agent to ensure the widest selection of prices.

The following are San Francisco independent agents willing to provide comparison quotes.


1714 Stockton St #417San Francisco, CA 94133(415) 753-1936View Map


3428 Balboa StSan Francisco, CA 94121(415) 386-2283View Map


3150 California St Ste 4ASan Francisco, CA 94115(415) 922-7283View Map

View more San Francisco agents