Jeep Compass Insurance Quotes in San Francisco

The most effective way to get cheaper auto insurance rates in San Francisco is to make a habit of regularly comparing prices from insurance carriers who sell auto insurance in California.

  1. Try to learn a little about how insurance works and the measures you can take to prevent expensive coverage. Many rating factors that drive up the price such as traffic violations and a less-than-favorable credit rating can be eliminated by making lifestyle changes or driving safer. Keep reading for the details to find cheap rates and get additional discounts that may have been overlooked.
  2. Get rate quotes from exclusive agents, independent agents, and direct providers. Exclusive agents and direct companies can only give prices from one company like GEICO or Farmers Insurance, while agents who are independent can provide prices for many different companies.
  3. Compare the quotes to the price on your current policy to determine if you can save on Compass insurance. If you find a lower rate quote and buy the policy, make sure coverage does not lapse between policies.
  4. Tell your current company to cancel the current policy and submit any necessary down payment along with the completed application to your new agent or company. When you receive it, place your new proof of insurance certificate with your registration paperwork.

One key aspect of rate comparisons is to try to use similar deductibles and liability limits on each quote request and and to get prices from as many companies as you can. Doing this helps ensure a fair rate comparison and a complete rate analysis.

Insurance quote for Jeep Compass in San FranciscoSad but true, the vast majority of auto insurance customers have stayed with the same insurance company for four years or more, and nearly 40% of drivers have never compared rates from other carriers. San Francisco insurance shoppers could save nearly 35% each year just by comparing rates, but they underestimate the amount of money they would save if they just switched companies.

Get cheaper rates on Jeep Compass insurance in San Francisco with these discounts

Some companies don’t list the complete list of policy discounts very well, so we break down some of the more common and the harder-to-find credits available to lower your premiums when you buy San Francisco auto insurance online.Car insurance discounts

We need to note that many deductions do not apply to your bottom line cost. Most cut individual premiums such as liability and collision coverage. Just because it seems like all the discounts add up to a free policy, insurance companies wouldn’t stay in business.

The diagram below shows the difference between Jeep Compass insurance costs with and without discounts applied to the policy premium. Data assumes a female driver, a clean driving record, no at-fault accidents, California state minimum liability limits, comp and collision included, and $100 deductibles. The first bar for each age group shows premium with no discounts. The second shows the rates with multi-car, homeowner, marriage, multi-policy, safe-driver, and claim-free discounts applied.

To choose insurers with discount car insurance rates in California, click here.

The quickest method we recommend to compare rates for Jeep Compass insurance in San Francisco takes advantage of the fact car insurance companies pay for the opportunity to compare their rates. All consumers are required to do is give them rating details like daily mileage, whether you drive to work or school, if you’re married, and your occupation. That rating data is instantly sent to insurance companies and you get price estimates almost instantly.

To get price quotes for your Jeep Compass now, click here and find out if you can get cheaper insurance in San Francisco.

The following companies can provide free rate quotes in San Francisco, CA. If the list has multiple companies, we suggest you click on several of them to get a more complete price comparison.

Rates and information analytics

The data table shown next outlines different insurance rates for Jeep Compass models. Knowing how insurance premiums are formulated can be valuable when making informed purchases.

Jeep Compass Insurance Rates in San Francisco, CA
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Compass Sport 2WD $340 $472 $578 $34 $174 $1,598 $133
Compass Sport 4WD $390 $576 $578 $34 $174 $1,752 $146
Compass Limited 2WD $390 $576 $578 $34 $174 $1,752 $146
Compass Limited 4WD $390 $576 $578 $34 $174 $1,752 $146
Get Your Own Custom Quote Go

Table data assumes single male driver age 30, no speeding tickets, no at-fault accidents, $250 deductibles, and California minimum liability limits. Discounts applied include claim-free, safe-driver, multi-vehicle, multi-policy, and homeowner. Price estimates do not factor in specific location information which can increase or decrease rates noticeably.

Auto insurance deductibles

When shopping for auto insurance, a common question is what deductibles to buy. The comparison tables below may help you to understand how much more you’ll pay of buying low and high policy deductibles. The first set of rates uses a $100 deductible for physical damage and the second pricing table uses a $500 deductible.

Jeep Compass insurance rates with $100 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Compass Sport 2WD $332 $564 $442 $26 $132 $1,521 $127
Compass Sport 4WD $380 $686 $442 $26 $132 $1,691 $141
Compass Limited 2WD $380 $686 $442 $26 $132 $1,691 $141
Compass Limited 4WD $380 $686 $442 $26 $132 $1,691 $141
Get Your Own Custom Quote Go

Jeep Compass insurance rates with $500 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Compass Sport 2WD $242 $382 $442 $26 $132 $1,224 $102
Compass Sport 4WD $278 $464 $442 $26 $132 $1,342 $112
Compass Limited 2WD $278 $464 $442 $26 $132 $1,342 $112
Compass Limited 4WD $278 $464 $442 $26 $132 $1,342 $112
Get Your Own Custom Quote Go

Above prices assume married male driver age 30, no speeding tickets, no at-fault accidents, and California minimum liability limits. Discounts applied include multi-vehicle, homeowner, multi-policy, safe-driver, and claim-free. Rate information does not factor in specific location information which can revise premiums considerably.

Based on the above data, using a $100 deductible would cost the average driver about $28 more each month or $336 every year than buying the higher $500 deductible. Because you would be required to pay $400 more out of your own pocket with a $500 deductible as compared to a $100 deductible, if you tend to have at least 14 months between claim filings, you would save more money if you elect the higher deductible.

Calculate deductible break even point

Average monthly premium for $100 deductibles: $138
Average monthly premium for $500 deductibles (subtract): – $110
Monthly savings from raising deductible: $28
Difference between deductibles ($500 – $100): $400
Divide difference by monthly savings: $400 / $28
Number of months required between physical damage coverage claims in order to save money by choosing the higher deductible 14 months

An important sidenote is that higher deductibles means you pay more out-of-pocket when you have to file a claim. That will require some non-essential savings in the event you need to pay the higher deductible.

The information below shows how choosing a deductible and can influence Jeep Compass annual premium costs for each age group. The prices are based on a married female driver, full physical damage coverage, and no other discounts are factored in.

How do I know if I need professional advice?

When choosing coverage, there isn’t really a cookie cutter policy. Everyone’s needs are different so this has to be addressed.Insurance savings
These are some specific questions can aid in determining whether or not you will benefit from professional help.

If you don’t know the answers to these questions but a few of them apply, you might consider talking to an agent. To find an agent in your area, take a second and complete this form or click here for a list of insurance companies in your area.

What if I want to buy from local San Francisco auto insurance agents?

Some people just want to buy from a licensed agent and that is not a bad decision A nice benefit of comparing rates online is the fact that you can find cheap rate quotes and still buy from a local agent. Buying from and supporting neighborhood insurance agencies is important especially in San Francisco.

Insurance agency in San FranciscoAfter filling out this quick form, your information is instantly submitted to participating agents in San Francisco that give free quotes for your business. It makes it easy because there is no need to search for any insurance agencies as quotes are delivered instantly to you. You’ll get the best rates and an insurance agent to talk to. If you have a need to quote rates from one company in particular, just jump over to their website and give them your coverage information.

When looking for a reliable insurance agency, you need to know there are two types of agencies and how they can write your policy. Insurance agencies in San Francisco are categorized either independent agents or exclusive agents depending on their employer.

Independent Insurance Agents

These type of agents do not have single company limitations so they have the ability to put coverage with lots of companies and find you cheaper rates. If your premiums go up, the business is moved internally and you can keep the same agent.

When comparison shopping, it’s a good idea to get several quotes from a few independent agents to have the most options to choose from.

Featured below is a list of independent agents in San Francisco who may provide free auto insurance quotes.

1714 Stockton St #417San Francisco, CA 94133(415) 753-1936View Map

1641 Taraval StSan Francisco, CA 94116(415) 665-7400View Map

101 California St #2710San Francisco, CA 94111(415) 870-6999View Map

More insurance agents

Exclusive Agencies

Agents that elect to be exclusive can only quote rates from one company like American Family, State Farm, and AAA. Exclusive agents are unable to provide prices from multiple companies so always compare other rates. Exclusive agencies receive extensive training on their company’s products and that allows them to sell at a higher price point.

Below are exclusive agents in San Francisco willing to provide rate quotes.

1820 Van Ness AveSan Francisco, CA 94109(415) 776-2190View Map

4444 Geary Blvd #300San Francisco, CA 94118(415) 752-8888View Map

5108 Geary BlvdSan Francisco, CA 94118(415) 292-3380View Map

More insurance agents

Choosing an insurance agency requires you to look at more than just the quoted price. These are some questions your agent should answer.

Do the work, save more money

In this article, we presented some good ideas how to compare Jeep Compass insurance rates in San Francisco. The key concept to understand is the more price quotes you have, the better your chances of lowering your auto insurance rates. Consumers may even find the best price on car insurance is with some of the smallest insurance companies. Some small companies may cover specific market segments cheaper as compared to the big name companies such as Allstate and Progressive.

There are still a few companies who may not have rates over the internet and many times these small insurance companies only sell through independent insurance agencies. Cheaper car insurance in San Francisco is attainable online and from local insurance agents, so you need to compare both to have the best selection.

Additional car insurance information is located on the following sites: